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Can I short sale if I have an FHA loan?

Yes. Short sales with loans acquired through the FHA program are almost identical to short sales performed with normal lenders. In our experience, the main difference between the two is that the use of an investor to purchase the property is nearly impossible. The Federal Housing Administration almost always requires the selling price of the home to be the appraised market value.

Other Common Questions

California Association of Realtors

Important Notice

The Mortgage Forgiveness Debt Relief Act expires at the end of this year. Don’t get caught paying tax penalties by waiting to short sell. Click here to learn more.


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